« We guarantee you
same day cash* »

Julie Lopez, CEO

How much money do you need?
2/3. What type of loan do you need?
3/3. Tell us about your vechicle
3/3. Tell us about your employer
3/3. Tell us about your payments

*Qualified borrowers only

Phoenix Title Loans

An Arizona Title loan is simply a cash loan using your car title as collateral. Title loans are a fast and easy solution for short term cash loan needs. As one of the top lenders of title loans in Arizona, 1 Stop Title Loans understands the value of your time. Our title loan application process is simple, fast and you can even get pre-approved over the phone or online! Simply gather the following documents and give us a call or come in to one of our Arizona Title Loan Locations!

Get your Title Loan with 1Stop

No Credit Check

No need to pull a credit report. When getting a title loan with 1 Stop your car is your credit!

Keep Your Car

You keep and drive your car just as your normally would! Once your loan is paid off your title is released back to you.

No Pre-payment Penalties

At anytime you may pay off the remaining principle balance with NO hidden fees or penalties.

Fast Approval

You will find out if you are approved for the loan withing minutes of filling out your application. Same day cash in 30 minuets!

Simple Title Loan Requirements

  • Clear Arizona Title in your name
  • Current Arizona Registration
  • Proof of Residence (this can be a utility bill, lease, etc)
  • Proof of Income (pay stub, bank statement, etc)
  • Your Vehicle must be present
  • Valid ID
  • 18 Years or older

More 1Stop Services

  • Still making payments on your car?

    You may qualify for a registration loan! Please see our Arizona Registration Loan Page!

  • Already have a title loan with another company?

    Need a bit of help paying off your current title loan with another company. Let 1 Stop help you pay that loan off and save you some money! 1 Stop re-fiances title loans to help it’s new customers save money! Come see us before your next payment is due, you might even qualify for more cash if you need it.

  • Title Loans in Phoenix

    We know there are many companies to choose from in Phoenix. We would like to thank you for researching 1 Stop Title Loans and we hope to be your Phoenix Title Loan Company.

Apply to get your Vehicle Title Loan

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Title Loan Disclosures Phoenix, AZ

  • Short Term APR

    The Annual Percentage Rate will be based on the amount of the loan. As per Arizona 1Stop Titles Loans will not exceed that allowable APR, the allowable range is from 120%-204% APR (or 10%-17% Monthly Percentage Rate.)
  • Non-payment implications

    Title Loans and Personal Registration Loans are only intended to meet short-term financial needs.
    When compared to long-term interest rates which may be available to you by other lenders, these extremely high rates should caution you to not borrow for longer than what is absolutely necessary, and do not borrow more than you can afford to repay on your due day.
  • Loan Payments

    1Stop enters contractual short term loan agreements with their customers.
    Financial implications: A late fee of 5% or $10.00 (whichever is less) is assessed to loans that are past due ten (10) days.
    Collection Practices: it is 1Stop Title Loans objective to provide a loan that works within your financial needs. If for some unforeseen reason you are not able to make you payment, 1Stop will work with you to get back in good standings. We also work within the guidelines of the FDCPA.
    Potential Credit Score Impact: 1Stop Title Loans does not currently report non-payment to the three credit agencies. However, if we are not able to get the loan repaid, and we file a suite in civil court and a judgment is obtained, this will become part of your credit history.
    Renewal Policy Information: Short term loans are automatically renewed if not paid in full on the loan due date. .
  • Please Read

    1Stop Title Loans offer short term loans design specifically to help consumers pay their loan off at their own pace.
    1Stop always suggest paying even the slightest amount toward principle to help lower your loan amount. At any time you can pay-off your entire loan with no pre-payment penalties.
  • Useful Links

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