« We guarantee you
same day cash* »

Julie Lopez, CEO
*Qualified borrowers only

How much money do you need?
Share on Facebook to get up to $500 for only $25 (Maximum Annual Percentage Rate 150%)*

Find your nearest Car Title Loan store

Car title loans not only give you the money that you need in a crisis but are readily available to those regardless of someone's credit history. Find the closest location first. On-line research about automobile title loans may be a helpful financial resource for those who must borrow cash for a brief time. If you're seeking such a loan near you, there definitely are a couple of precautions to stay in mind. Car title loans might not be for everybody, just with the appropriate perspective, it might be suitable for you. Because you can see, car title loans aren't something to take out whether you aren't certain about when you'll be in a position to pay it off and if you are going to be making the payments. To acquire the loan application, you must enable the lender to place a lien on your auto title. The lender determines the present value of the vehicle and then lends a proportion of that value. It doesn't require you to have a good credit history to access these loans. Title lenders don't need a credit check. To mitigate the risks you might encounter with an auto title lender or some other business, make sure you take reasonable precautions. If your auto is valuable and you've got a stable revenue source, the lending company will approve your loan application. The auto shouldn't be older than 25 years. Truly, your vehicle is your treasure-house. To make sure that you don't lose your auto, you need to ensure that you can pay back the loan. It is simply utilized to evaluate the sum you can get from your vehicle. The loan is also secured by the car's value and thus the lender does not require a credit score history report. Car title loans provide several benefits over traditional financial loans. They give you the money you need when you need it! Not all on-line vehicle title loans include the exact terms or rates of interest, therefore it is worth it to do a tiny amount of comparison shopping.

Benefits of Title Loans

Less than perfect credit

One of the features that are great about quick cash loans is the fact that you can qualify for a loan even if your credit is less than perfect.

No Pre-payment Penalties

While you might need the full term to pay the full amount of your loan, you are also free to pay off your emergency money as soon as you can afford to. There are absolutely no prepayment penalties for paying off your emergency quick cash loan amount early. In fact we encourage you to pay off the money you have borrowed as soon as you can.

Fast Approval

You will be pleasantly surprised by our fast and painless loan approval process. We understand that you are in an emergency situation and need to get money in your hand as soon as you possibly can to cover those unexpected expenses. Our customer service professionals are constantly striving to shorten loan approval times to a minimum. You can fill out an application online quickly and even qualify for the same day emergency cash loan.

Vehicle Title Loan Requirements

  • Clear Arizona Title in your name
  • Current Arizona Registration
  • Proof of Residence (this can be a utility bill, lease, etc)
  • Proof of Income (pay stub, bank statement, etc)
  • Your Vehicle must be present
  • Valid ID
  • 18 Years or older

Store Locator

  • Car Title Loan Store Locator

    Visit our Store Locator to find the closest to you We know there are many companies to choose from in Phoenix. We would like to thank you for researching 1 Stop Title Loans and we hope to be your Phoenix Title Loan Company. Please see how to get an a quick emergency loan on a Car Title Loan page.

Find the nearest auto title loan store

Apply Here

Arizona Title Loans Disclosures

  • Short Term APR

    The Annual Percentage Rate will be based on the amount of the loan. As per Arizona 1Stop Titles Loans will not exceed that allowable APR, the allowable range is from 120%-204% APR (or 10%-17% Monthly Percentage Rate.)
  • Non-Payment Implications

    Non-payment implications: 1Stop enters contractual short term loan agreements with their customers. Financial implications: A late fee of 5% or $10.00 (whichever is less) is assessed to loans that are past due ten (10) days. Collection Practices: it is 1Stop Title Loans objective to provide a loan that works within your financial needs. If for some unforeseen reason you are not able to make you payment, 1Stop will work with you to get back in good standings. We also work within the guidelines of the FDCPA. Potential Credit Score Impact: 1Stop Title Loans does not currently report non-payment to the three credit agencies. However, if we are not able to get the loan repaid, and we file a suite in civil court and a judgment is obtained, this will become part of your credit history. Renewal Policy Information: Short term loans are automatically renewed if not paid in full on the loan due date. transaction fee may be accessed
  • Loan Payment

    1Stop Title Loans offer short term loans design specifically to help consumers pay their loan off at their own pace. 1Stop always suggest paying even the slightest amount toward principle to help lower your loan amount. At any time you can pay-off your entire loan with no pre-payment penalties.
  • Additional

    Title Loans and Personal Registration Loans are only intended to meet short-term financial needs. When compared to long-term interest rates which may be available to you by other lenders, these extremely high rates should caution you to not borrow for longer than what is absolutely necessary, and do not borrow more than you can afford to repay on your due day.