Why self care is important in helping you save money
Did you know that stress can actually cause you to make poor financial decisions? And you’ve probably made poor financial decisions due to stress. It goes both ways! That is why self care is incredibly important when working to save money. Finances are a huge stressor for Americans all across the country.
The best thing you can do for your mind, body and finances is to treat your finances and your self in a loving and healthy manner. Decreasing stress and fear over your finances can help you see the bigger picture more clearly. You can obtain the ability to focus on your finances.
So, what exactly is self-care? “The term self-care describes the actions that an individual might take in order to reach optimal physical and mental health,” according to therapist directory site GoodTherapy.org. These actions can be small and simple steps that help you achieve your goals.
How does one achieve self-care, you might be wondering? Here are some ways you can approach self-care for the well-being of your mind and budget.
- Budget in self-care – Sometimes you have to spend a little to survive. When you look at your budget, you should make a tab for self-care. This could include things like a gym membership, a monthly massage, a cooking class or something that you think might help you de-stress.Keep in mind, this doesn’t have to be a big chunk of your budget. It can be small and simple. Consider this a guilt-free fund to relieve the stress and help care for yourself.
- Make financial decisions in a good mood – Timing your financial decision making for a time when you are in a good mood is a very wise decision. When you are running on fumes, angry, sad or in any exaggerated state of mind, it is never a good idea to make big financial decisions. You need a clear and emotionally stable mind to make proper financial decisions. Be sure you are hydrated, not hungry and fully empowered to make good choices. Just like it is a bad idea to go grocery shopping on an empty stomach, it is bad to make financial decisions on a worn and tired mind.
- Be healthy, physically – Self-care includes eating well, exercising regularly and getting sufficient sleep. You want your body always working at optimum levels. Feeding it right is the first step. Exercise is always great for stress relief. Sleep is beneficial in every way possible.
- Get grounded – You can’t make sound decisions if you waver between complete financial despair or sheer panic. Ways to even these feelings out include taking deep breaths, staying mindful and present about your situation and remembering that you can’t fix anything overnight.
- Set boundaries – One thing that can help you in all aspects of your life is learning to set and keep boundaries. This means that toxic people are kept at a distance, and people that do not support your financial circumstances be kept even farther away. This means not allowing yourself to be used by others. Stop lending out money and stop allowing yourself to be negatively influenced by others.
- Find a financial mentor – There’s absolutely no shame in finding a financial mentor to help sort out your situation and reach your goals. This person should be able to help you brainstorm solutions, give you sound and unbiased judgement and be supportive in your endeavors.
- Invest in help – Aside from advice from online influencers, a financial mentor, friends and family, you might find the need to invest in professional financial help. If you are drowning in debt, depressed or just can’t seem to find the light at the end of the tunnel, then you might need to call on the calvary. Investing in a financial professional might help you find clever tricks to financial success. You might also be seeking a therapist for professional help. It is no secret that millions of Americans suffer from depression and money is usually a big factor. Self-care means loving yourself so much that you are not afraid to seek professional help. You do not need to be embarrassed. It might make all the difference in your life.
There is no doubt that self care is important to helping you save money. When you take care of your mind and your body then you can have complete focus on your finances. You need to put self-care into your budget and into your daily routine.