Why Choose 1 Stop Title Loans?

With so many loan products on the market you may be asking yourself which loan best fits your needs, a title loan or a registration loan. The biggest difference between these two loan products is that with an auto title loan you will need to show a clear vehicle title and with a registration loan, your vehicle does not need to be completely paid off, you just need to be making payments and be in good standing with your lender and have good registration at the time of the loan.

Also, registration loans have a maximum loan amount of $2,500 while auto title loans don’t necessarily have a maximum dollar amount attached to them. With a title loan having proof of income is not a requirement as it is with a registration loan, so although you may not have a job or proof of income because you are self-employed, chances are you can still walk out of one of our twelve valley locations with cash in hand in less than 30 minutes or less. With a Title Loan, terms can go up to 48 months because they can be larger dollar amounts than registration loans which have a maximum term length of 24 months. Basically if your car is paid off you will have to do an auto title loan and if you’re making payments you will have to apply for a registration loan. Both products interest rates are the same.

What is a Title Loan?

A 1 Stop Auto is the best way to tap in to your vehicles equity. At 1 Stop we set the bar high for the competition. At 1 Stop we don’t give you a check we give you CASH on the spot and that’s why we’re leaders in the industry. Simply bring in a clear vehicle title, proof of residency and income and you will be walking away with cash in hand!* At 1 Stop, we understand your financial burdens or emergency situations and are here to help you get ahead. We offer discounted rates to homeowners and do not require credit checks to approve your car title loan.

When you need immediate cash and want the best rates with the best customer service in the industry think 1Stop Title Loans, we’re eager to help you get the cash you need. Don’t forget to look up our reviews on Google to help you choose us, we have the highest rated reviews in the industry for a reason, we care. Payment options are interest only or installment loan, so you have the option to choose how long you need to keep your loan out. With 1 Stop proof of income is not always required*, but helpful when requiring higher than normal dollar amounts. You will be happy with a loan from 1 Stop .

What is a registration loan?

A registration loan is a great way to acquire a loan even if you’re still making payments on your car. There is no other loan product on the market quite like a 1 Stop Registration Loan. You don’t need to have a free and clear title, simply bring in your vehicle registration along with some other* banking requirements and walk away with cash. 1 Stop is one of a handful of companies in town that offer this loan service and our customers keep coming back. Our customers love the ease of application as well as the fact they receive cash in hand. In most cases you are in and out in less than 30 minutes.

You can call our internet department, or find us online, with any questions about registration loans and they will be happy to answer them for you and find the nearest location in Arizona to serve you. Your loan can be anywhere between 1 month to 24 months to pay off, you choose what works for you. A registration loan from 1 Stop has helped many people who’s vehicle is not paid off and their credit isn’t great but have a good history of employment and are in good standing with their traditional checking account. When you're in a bind call 1 Stop and get the service you deserve.