« We guarantee you
same day cash* »

Richard Bauer, CEO

How much money do you need?
2/3. What type of loan do you need?
3/3. Tell us about your vechicle
3/3. Tell us about your employer
3/3. Tell us about your payments

Differences between Title and Registration Loans

With so many loan products on the market you may be asking yourself which loan best fits your needs, a title loan or a registration loan. The biggest difference between these two loan products is that with an auto title loan you will need to show a clear vehicle title and with a registration loan, your vehicle does not need to be completely paid off, you just need to be making payments and be in good standing with your lender and have good registration at the time of the loan.

Also, registration loans have a maximum loan amount of $1,500 while auto title loans don’t necessarily have a maximum dollar amount attached to them. With a title loan having proof of income is not a requirement as it is with a registration loan, so although you may not have a job or proof of income because you are self-employed, chances are you can still walk out of one of our twelve valley locations with cash in hand in less than 30 minutes or less. With a Title Loan, terms can go up to 48 months because they can be larger dollar amounts than registration loans which have a maximum term length of 24 months. Basically if your car is paid off you will have to do an auto title loan and if you’re making payments you will have to apply for a registration loan. Both products interest rates are the same.

What is a Title Loan

A 1Stop Auto Title Loan is the best way to tap in to your vehicles equity. At 1Stop Auto Title Loans we set the bar high for the competition. At 1Stop Auto Title Loans we don’t give you a check we give you CASH on the spot and that’s why we’re leaders in the industry. Simply bring in a clear vehicle title, proof of residency and income and you will be walking away with cash in hand!* At1Stop Title Loans, we understand your financial burdens or emergency situations and are here to help you get ahead. We offer discounted rates to homeowners and do not require credit checks to approve your car title loan.

When you need immediate cash and want the best rates with the best customer service in the industry think 1Stop Title Loans, we’re eager to help you get the cash you need. Don’t forget to look up our reviews on Google to help you choose us, we have the highest rated reviews in the industry for a reason, we care. Payment options are interest only or installment loan, so you have the option to choose how long you need to keep your loan out. With 1Stop Title Loans proof of income is not always required*, but helpful when requiring higher than normal dollar amounts. You will be happy with a loan from 1Stop Auto Title Loans.

What is a registration loan

A registration loan is a great way to acquire a loan even if you’re still making payments on your car. There is no other loan product on the market quite like a 1Stop Registration Loan. You don’t need to have a free and clear title, simply bring in your vehicle registration along with some other* banking requirements and walk away with cash. 1Stop Title Loans is one of a handful of companies in town that offer this loan service and our customers keep coming back. Our customers love the ease of application as well as the fact they receive cash in hand. In most cases you are in and out in less than 30 minutes.

You can call our internet department, or find us online, with any questions about registration loans and they will be happy to answer them for you and find the nearest location in Arizona to serve you. Your loan can be anywhere between 1 month to 24 months to pay off, you choose what works for you. A registration loan from 1Stop Title Loans has helped many people who’s vehicle is not paid off and their credit isn’t great but have a good history of employment and are in good standing with their traditional checking account. When you're in a bind call 1Stop Title Loans and get the service you deserve.


Real Loans, Real People, Real Reviews

a
5 days ago
Dee was amazing, excellent customer service! Very grateful for her help and explaining!
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1 Stop Title Loans review
1 week ago
The guy Jorge helped me with no problem.. He was awesome!!!
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1 Stop Title Loans review
3 weeks ago
These guys work really well with everyone. Just please make sure you get all the information you need to bring with you so you're not having to run back and forth all day. If you call and ask questions make sure you get the name of the person you spoke to. These guys over all...
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Get the cash, keep the car

Title Loans

Need cash in a hurry? 1 Stop Title Loans is your answer. Bad Credit? It does not matter, Get the Cash You Need Today in Just Minutes!

Arizona Locations

1 Stop Title Loans proudly serves Phoenix, Glendale, Chandler, Gilbert, Avondale and Kingman Arizona with auto title loans and registration loans.

Apply Now

Quickly apply online now for your Arizona title loan or Arizona registration loan with a no obligation quote.

Our customer service keeps our customers coming back

(623) 748-4105 We are happy to take your call

Get approved over the phone! or have us answer your loan questions!

We have title loan & registration loan agents ready to take your call till 7pm and our online form available 24/7.

1StopTileLoans has a Shopper Approved rating of 8.7/10 based on 54 ratings and reviews

Process of getting a title loan

The process of getting a title loan can be a nervous idea, but relax and feel confident that at 1Stop, the process is easy and we will walk you through it step by step. Before stopping at one of our locations, we highly recommend you call and speak to one of our highly trained loan officers to jot down the requirements of either a title or registration loan.

Once, you have written down the requirements of paperwork you will need to bring in and you have those documents, you should feel confident that you will be receiving a loan with 1Stop. Come in, fill out an application and allow us to make copies of your documents and while you wait we will be working to get you approved for the dollar amount you requested.

Once all the paperwork is approved, we will advise you of your loan amount and you can choose interest only payments or an installment loan which we recommend in order for you to pay off your loan in a reasonable amount of time.

The process of getting a loan with 1Stop title loans is easy and you should feel confident when calling our locations that your questions will be answered and will work hard to get your loan approvedand have you walking out with cash in hand in 30 minutes or less.




Process of getting a registration loan

The process of getting a registration loan is simple. You will have to have a traditional and active checking account and proof of employment is a requirement. Your vehicle does not have to be paid off and you don’t have to have a clear title. We will need to know length of employment along with salary amount in order to start working on an approval for you. Registration loan maximum loan amounts are $1,500 and are paid back in installment payments not to exceed 24 months.

A registration loan is a great way to get the financial help you need and don’t have a free and clear title. Registration loans are becoming the new way to get quick cash because so many people do not own their cars and are making payments. No other loan product on the market can get you the cash you need in 30 minutes or less than a 1Stop Title or Registration Loan.




Choose 1-Stop Title Loans for your Title Pawn or Auto Equity Loan

No loan is too small or too big. Whether you need $50 bucks or $50,000 we can help.

All of our loans are cash loans. Why make two stops when you can make 1 Stop

A family operated local Arizona Title & Registration Loan business since 2003

1 Stop offers loans for customers that are still making payments on their cars.

Easy loan & payment terms to fit your title loan repayment needs.

1 Stop Auto Title Loans is an Easy & Fast way to get a cash loan. Stop in Today!

See inside and take 360 Tour to one of our locations

1Stop 1625 N 51st Ave, Phoenix, AZ 85035 or  Go to Location Page

Still making payments on your car?

For those who do not own their car and are still making payments, 1 Stop Title Loans offers Arizona Registration Loans. Registration Loans do not require a clear and free title, they do not require a credit check and as always you get to keep and drive your car! Get your cash loan today!

Registration Loan Requirements

Do you already have a title loan?

Let 1 Stop help you save! Before you next payment is due, Transfer / refinance your title loan with us to lower your monthly cost and you may even qualify for more cash!

Learn more about title loan refinancing

Loan Payment

Pay at your local 1 Stop Title Loan locations. Pay by phone: Give us a call at 623-748-4105 Manage and pay your bill online! log in to your account.

Make a Payment

Getting Your Title Loan never been easier

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Disclosures for Short-term Loans

  • Short Term APR

    The Annual Percentage Rate will be based on the amount of the loan. As per Arizona 1Stop Titles Loans will not exceed that allowable APR, the allowable range is from 120%-204% APR (or 10%-17% Monthly Percentage Rate.) Title Loans and Personal Registration Loans are only intended to meet short-term financial needs. When compared to long-term interest rates which may be available to you by other lenders, these extremely high rates should caution you to not borrow for longer than what is absolutely necessary, and do not borrow more than you can afford to repay on your due day. Customer notice: 1 Stop Money Centers may not be the lender in all cases and may act as a “broker” then we will be positioned to move leads the other direction
  • Non-payment implications

    Non-payment implications: 1Stop enters contractual short term loan agreements with their customers. Financial implications: A late fee of 5% or $10.00 (whichever is less) is assessed to loans that are past due ten (10) days. Collection Practices: it is 1Stop Title Loans objective to provide a loan that works within your financial needs. If for some unforeseen reason you are not able to make you payment, 1Stop will work with you to get back in good standings. We also work within the guidelines of the FDCPA. Potential Credit Score Impact: 1Stop Title Loans does not currently report non-payment to the three credit agencies. However, if we are not able to get the loan repaid, and we file a suit in civil court and a judgment is obtained, this will become part of your credit history. Renewal Policy Information: Short term loans are automatically renewed if not paid in full on the loan due date.
  • Loan Payment

    1Stop Title Loans offer short term loans design specifically to help consumers pay their loan off at their own pace. Our payment process allows you to make just minimal interest payments when your budget is tight, and when you have a little extra cash you can contribute to your principle balance. 1Stop always suggest paying even the slightest amount toward principle to help lower your loan amount. At any time you can pay-off your entire loan with no pre-payment penalties.
  • Our State Accreditation

    We are accredited business in the state of Arizona, please visit Arizona Title Loan Association Members website to see us listed
  • Contact us

    1Stop Money Centers has 13 Locations all over Arizona. Our Main office located at 1501 N. 16th Street, Phoenix, AZ 85006, Phone: (602) 253-6002. Please visit our Location page for specific addresses and phones.
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